The Crash Cushion: Why Retirees Need a 3 Bucket Strategy The three bucket approach to retirement savings is often touted as a fail safe way for retirees to ride out market downturns without selling their equities.
To understand its significance, let's examine how retirees have historically handled market volatility.
For decades, retirees have been conditioned to think of their retirement savings as a single, unified pool of money.