The Elusive Benchmark: Why 14% is a Surprising—and Frightening—Reality The latest statistics from Vanguard paint a disturbing picture of retirement readiness in America.
Only 14% of workers max out their 401(k) contributions, leaving millions struggling to make ends meet in their golden years.
This benchmark serves as a stark reminder that the concept of "maxing out" one's retirement savings is still an unattainable goal for many.