Credit Cards and the Art of Rewards Manipulation The world of credit card rewards has become a complex web of enticing offers, labyrinthine terms, and subtle tricks designed to keep consumers hooked on chasing points and miles.
A recent article highlights some of the best credit cards for earning travel rewards, but beneath the surface lies a more insidious reality: the manipulation of rewards programs to maximize profits for issuers.
At first glance, credit card sign up bonuses and welcome offers seem tantalizing – 75,000 bonus points here, a $200 cash bonus there, and rewards rates that make it seem like you're getting something for nothing.